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Smarter Members. Smarter Choices.

Bellwood Credit Union is a local, full-service, not-for-profit financial institution. As a community credit union, we are opened to the Greater Richmond area. Since 1951 we have worked to help our members make smarter decisions about their money. It is our way of taking care of the people who take care of our community.

Smarter members icon, local values. community focused.

Member benefits

Bellwood CU offers many benefits including:

Atm icon

Access thousands of FREE
ATMs nationwide.

Financial needs icon

Solutions to meet all of your
financial needs.

Better rates icon

Get better rates on loans & higher yields
on savings.

Your money stays local icon

Your money stays local...right here in the
Richmond area.

Mobile banking app icon

Have access to your accounts anywhere,
anytime, with our mobile banking app.

Discount theme park and movie tickets, notary services, money orders and more icon

Discount theme park and movie tickets,
notary services, money orders and more. 

Our community

Bellwood Credit Union currently serves those who live, work, worship, or attend school in Chesterfield and 20 other cities and counties in the surrounding greater Richmond area including: 

Amelia County
Town of Ashland
Caroline County
Charles City County
Chesterfield County
City of Colonial Heights
Cumberland County
Dinwiddie County
Goochland County
Hanover County
Henrico County

City of Hopewell
King & Queen County
King William County
Louisa County
New Kent County
City of Petersburg
Powhatan County
Prince George County
City of Richmond
Sussex County

Henrico county map

In addition, we welcome all immediate family members of current Bellwood Credit Union members to join our credit union and experience the credit union difference.

We take our responsibilities seriously. Our credit union leaders care about you. We work hard in this fast-paced environment solving problems and finding ways to improve ourselves and your credit union every day.

What's the difference?

Bellwood Credit Union is a member-owned financial cooperative designed to help members make smarter financial choices. So what’s the difference between credit unions and banks?

 ServicesCredit Union Banks
Purpose  For people, not profit  For-profit
Ownership  Members share ownership  Customers with no ownership
Decision  Democratically controlled by members and volunteers   Controlled by paid officials 
Service  Service-driven   Profit-driven 
Profits  Return profits to members through better rates, low or no fees, and new services   Return profits to stockholders 
Insurance  Federally insured by NCUA   Federally insured by FDIC 

How to join

Are you ready to join us? In 4 easy steps you can become a member of Bellwood CU today! 

Complete the application icon 1
Complete and Print
the application

Use this link to access Bellwood CU 

Membership Application.

Bring it to HFCU icon 2
Bring it to
Bellwood Credit Union

Bring the completed
application and a current government-issued photo identification to 
any of


Make a Deposit icon3
Make a 

Deposit $5 to establish
your membership.

Enjoy the Benefits icon 4
Enjoy the 

Enjoy the benefits
of being a Bellwood
Credit Union member!