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Smarter Members. Local Values. Community Focused.

Share Certificates

Share Certificates

A share certificate allows a member to earn a higher interest rate by agreeing to leave money in a certificate for a specified time. Share certificates are a secure way to help you earn more on your investments. Manage your accounts with ease through Digital Banking.

The credit union offers certificate terms from 6 months to 36 months. Funds are compounded monthly. The minimum deposit to open a certificate is $1,000¹. 

Contact us today to learn more about our current certificate rates and ask about certificate specials!

Youth Share Certificates

Youth certificates  are designed for today's youth to learn important personal finance lessons. When kids put savings into share certificates, they will learn how to use savings to invest in their own financial growth.

We offer high-yield youth certificates for our members who want to learn to save and are 21 and younger. With a $100 minimum deposit and a yield of 5.00% APY², it is easy for children, teenagers, and young adults to watch their savings grow.

  • $100 Minimum
  • $1,000 Maximum Deposit
  • For individuals 21 and younger

¹A penalty will be imposed for early withdrawal. Certificate rates are fixed for the term of the account.
²APY = Annual Percentage Yield. Rate effective as of November 21, 2021, for individuals 21 and younger. Penalties for early withdrawals may apply. Penalties or applicable fees may reduce your earnings. Dividend Rate is 4.89%. Limit one account per member. Accounts must be opened with $100 minimum opening balance and $1,000 maximum balance. Term for youth certificate is 12 months. This offer may end at any time without notice. This credit union is federally insured by the National Credit Union Administration.

Membership eligibility required. Carrier rates may apply.