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Smarter Members. Local Values. Community Focused.

Credit Cards

Credit Card Options

Credit cards could help build credit, make budgeting easier, and earn rewards. We have two options to serve your individual needs. We offer the VISA© Platinum Rewards or VISA Platinum Credit Cards.

Get started today and transfer existing balances from other credit cards, department store cards, or outstanding unsecured loans to your new credit card. 

Get started today!

Visa Platinum Rewards

Do you like earning rewards* and redeeming them for cash, travel, or merchandise? Look past the big bank cards and go with our Visa Platinum Rewards Credit Card, earn rewards on everyday purchases. Plus, new cardholders enjoy a low introductory rate. 

  • CURewards - earn points toward cash back, gift cards, merchandise, travel or charitable donation*
  • 1500 bonus points when you spend $500 in the first 90 days of account opening
  • NO Annual Fee
  • NO Balance Transfer Fees
  • NO Foreign Transaction Fees
  • Cash Advances at the same low rate as purchases
  • Mobile Wallet ready
  • Acceptance at millions of locations wherever Visa is accepted
  • Online access to account history and statements
  • 25-day grace period on purchases
  • Added benefits from Visa

Henrico federal credit union visa platinum rewards credit card

 

Visa Platinum

If you prefer a lower rate without rewards, take advantage of our Visa Platinum credit card which also includes a great introductory rate.

  • Low everyday rate**
  • NO Annual Fee
  • NO Balance Transfer Fees
  • NO Foreign Transaction Fees
  • Cash Advances at the same low rate as purchases
  • Mobile Wallet ready
  • Acceptance at millions of locations wherever Visa is accepted
  • Online access to account history and statements
  • 25-day grace period on purchases
  • Added benefits from Visa

Henrico federal credit union visa platinum rewards credit card imag

*Earn one point for every dollar spent on net purchases. Balance transfer transactions, in addition to finance charges, fees, cash advances, convenience checks, foreign transaction charges, or insurance charges posted to your account DO NOT qualify toward points in the CURewards Points Program. Account disclosures will be provided with a receipt of a credit card. You may also redeem points through Credit Card Access within Digital Banking.

**View the Visa© Application and Solicitation Disclosure for additional information on rates and fees.

Not all applicants will qualify. Membership eligibilty required.