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Smarter Members. Local Values. Community Focused.

Youth Accounts

Kids Accounts - Join the Roo Crew with Sir Elkington

Learning to save is an important part of the development process for children. Establishing smart money habits from an early age is important to begin that journey. To assist in parents and guardians, we offer free share savings and checking accounts for kids. Children under the age of 18 may need a parent or guardian as a joint account holder for checking accounts. 

Our Youth Savings programs includes our special characters, Sir Elkington and his friends Ms. Roosalina. They want to help Penny, Kash and the kids in the Greater Richmond are learn to save. Get started today and join the Roo Crew and Sir Elkington for their adventures. 


Fun with Sir Elkington

Reading is a great way to see the world from where you are!  Get your child started today, subscribe to our YouTube® Channel and Facebook® page. Our youth program creates fun financial education content for you and your child. Print some of our past educational activities and get started today.

Available Activities


Student Advantage Checking Account

A credit union checking account established at a young age is designed to assist members under the age of 21 learn how to manage their finances and meet their financial needs. With this account, young adults under 18 must have a parent or legal guardian listed as a joint owner. 

  • Age 21 or younger with Basic Checking
  • No monthly service fee
  • .25% discount on auto loans
  • Mobile Banking
  • Mobile Deposit
  • Visa® Debit Card
  • 30,000 ATMs nationwide

Get your child started today!

Membership eligibility required.