Skip to main content
Smarter Members. Local Values. Community Focused.

Loan Rates

 Rates Effective September 19,2024

New Auto Loans
Term APR as low as
12-36 months 4.99%1,3   
37-48 months 5.24%1,3
49-63 months 5.74%1,2,3
64 -75 months 5.99%1,2,3
76-84 months 6.99%1,2,3
85-96 months 7.99%1,2,3
Used Auto Loans
Term APR as low as
12-36 months 4.99%1,3
37-48 months 5.24%1,3
49-63 months 5.74%1,2,3
64-75 months 5.99%1,2,3
76-84 months 6.99%1,2,3

All rates are subject to change without notice.

¹ Actual rate will vary depending on applicant’s credit ratings and length of loan term.

² Purchase money rates listed. For non-purchase money loans, add an additional 2.00% APR. 

Members in some relationship pricing groups qualify for a 0.25% APR discount. 

Payment example based on a $10,000 loan: $184.55 at 5.74% APR with a 63-month term; $160.48 at 5.99% APR with a 75-month term; $151.21 at 6.99% with a 84-month term; $136.38 at 6.99% with a 96-month term..

3Posted rates are for existing members of the Credit Union

Membership Eligibility Required

Recreational Loans
Type Term APR as low as
New Motorcycles, Boats and RVs 36 -144 months 5.99%1
Used Motorcycles, Boats and RVs
(Model Year 2021 - 2023)
36 -144 months 5.99%1
Used Motorcycles, Boats and RVs
(Model Year 2020 or Older)
36 -144 months 6.99%1,2

All rates are subject to change without notice.

¹ Actual rate will vary depending on applicant’s credit ratings and length of loan term. Maximum terms are as follows: MOTORCYCLES: up to $20K: 63 months; over $20K and model year 2021 or newer: 75 months
BOATS/RVs: up to $20K: 63 months; $20K-$50K: 84 months; $50K-$75K: 120 months; over $75K: 144 months

² Purchase money rates listed. For non-purchase money loans, add an additional 2.00% APR. 

Payment example based on a $10,000 loan: $189.30 at 6.74% APR with a 63-month term; $165.32 at 6.99% APR with a 75-month term.

Membership Eligibility Required