All rates are subject to change without notice. 

¹ Actual rate will vary depending on applicant’s credit ratings and length of loan term. 

² You may draw against your credit line any time during the first five years after closing; property insurance is required. 100% of closing costs are paid by credit union with opening lines of $20,000 or more. Equity lines of $10,000 - $19.999, the member is responsible for closing costs which could range between $500 to $1,500. If the line is closed within 12 months of opening, the member is responsible for reimbursing the credit union 100% of the closing costs paid on their behalf. If the line is closed within 13 - 36 months of opening, the member is responsible for reimbursing the credit union by paying a partial reimbursement fee of $350. 

³ APR may vary, minimum APR is 3%, maximum APR is 16%.

⁴ Maximum loan amount is $25,000 or less when LTV exceeds 80%

⁵ Payment example based on a $10,000 loan with a monthly payment: $97.12 at 8.24% APR with a 15-year term; $120.14 at 7.74% APR with a 10 year-term.

⁶ Payment example based on a $10,000 loan with a monthly payment: $112.50 at 6.24% APR with a 10-year term; $87.28 at 6.49% APR with a 15 year-term; $76.19 at 6.74% APR with a 20-year term; $64.98 at 6.74% APR with a 30-year term.

Membership Eligibility Required