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Smarter Members. Local Values. Community Focused.

Loan Rates

 Rates Effective September 18, 2026

New Auto Loans
Term APR as low as
12-36 months 4.34%1,3   
37-48 months 4.34%1,3
49-63 months 4.84%1,3
64 -75 months 5.09%1,3
76-84 months 6.09%1,3
85-96 months 7.09%1,3
Used Auto Loans
Term APR as low as
12-36 months 4.34%1,3
37-48 months 4.34%1,3
49-63 months 4.84%1,2,3
64-75 months 5.09%1,2,3
76-84 months 6.09%1,2,3

All rates are subject to change without notice.

Members in some relationship pricing groups qualify for a 0.25% APR discount. 

Payment example based on a $10,000 loan: $180.30 at 4.84% APR with a 63-month term; $156.16 at 5.09% APR with a 75-month term; $146.76 at 6.09% with an 84-month term; $137.06 at 7.09% with a 96-month term.

¹ Actual rate will vary depending on applicant’s credit rating and length of loan term.

² Purchase money rates listed. For non-purchase money loans, add an additional 2.00% APR. 

3Posted rates are for existing members of the Credit Union

Membership Eligibility Required

Recreational Loans
Type Term APR as low as
New Motorcycles, Boats and RVs 36 -144 months 5.34%1
Used Motorcycles, Boats and RVs
(Model Year 2023-2025)
36 -144 months 5.34%1
Used Motorcycles, Boats and RVs
(Model Year 2022 or Older)
36 -144 months 6.34%1,2

All rates are subject to change without notice.

Payment example based on a $10,000 loan: $182.26 at 5.24% APR with a 63-month term; $161.74 at 6.24% APR with a 75-month term.

¹Actual rate will vary depending on applicant’s credit rating and length of loan term. Maximum terms are as follows: MOTORCYCLES: up to $20K: 63 months; over $20K and model year 2022 or newer: 75 months
BOATS/RVs: up to $20K: 63 months; $20K-$50K: 84 months; $50K-$75K: 120 months; over $75K: 144 months

² Purchase money rates listed. For non-purchase money loans, add an additional 2.00% APR. 

Membership Eligibility is Required