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Digital Banking

Savings Rates as of January 19, 2024

Rates are subject to change without notice. Fees could reduce the stated account's Annual Percentage Yield. Please contact a Bellwood CU staff member for the most current rates and details. View our Fee Schedule.

*APY = Annual Percentage Yield

Savings (Share) Accounts

Account TypeMinimum to Open AccountMinimum Balance to Avoid FeesMinimum Balance to Earn DividendsAnnual Percentage Yield
Share / Savings (001)1
$5 $5

$100 - $499

0.25%

$500+ 0.50%
Club Accounts
(030)
$1 $0

$100 - $499

0.25%

$500+ 0.50%

IRAs
(400, 410, 420,
430, 440)

$100 $100 $100 2.25%

Checking (Share Draft) Accounts

Account TypeMinimum to Open AccountMinimum Balance to Avoid FeesMinimum Balance to Earn DividendsAnnual Percentage Yield
Basic Checking (008)
$15 N/A

N/A

0.00%

Select Checking (009)
$15 $500

$1,000 - $4,999

0.25%

$5,000+ 0.50%
Invest Checking (010)
$15 $2,500 $2,500 - $24,999 0.75%
$25,000 - $99,999 1.75%
$100,000 - $249,999 2.25%
$250,000+ 2.75%

Certificate Accounts

Certificate Term2Minimum to Open AccountDividend RateAnnual Percentage Yield
36 Month Certificate (1036)
$100,000 4.22%

4.30%

$25,000 4.12% 4.20%
$1,000 3.93% 4.00%
24 Month Certificate (1024)
$100,000 4.22%

4.30%

$25,000 4.12% 4.20%
$1,000 3.93% 4.00%
12 Month Certificate (1012)
$100,000 4.31% 4.40%
$25,000 4.22% 4.30%
$1,000 4.02% 4.10%
6 Month Certificate (1006) $100,000 3.25% 3.30%
$25,000 3.15% 3.20%
$1,000

2.96%

3.00%

**Certificate Rate Special APY = Annual Percentage Yield. Rate effective as of August 9, 2023. Dividend rate = 5.03%. Penalties for early withdrawals may apply. Penalties or applicable fees may reduce your earnings. Accounts must be opened with $10,000 minimum opening balance to earn APY. Offer may end at any time without notice. Membership eligibility is required. This credit union is federally insured by the National Credit Union Administration.

*All rates are subject to change without notice. Fees can reduce earnings on account. Share account dividends are  earned on the entire account balance once the account reaches minimum balance to earn dividends.
¹Minimum balance required to maintain credit union membership.
²A penalty will be imposed for early withdrawal. Certificate rates are fixed for the term of the account.