Rates are subject to change without notice. Fees could reduce the stated account's Annual Percentage Yield. Please contact a Bellwood CU staff member for the most current rates and details. View our Fee Schedule.
*APY = Annual Percentage Yield
| Account Type | Minimum to Open Account | Minimum Balance to Avoid Fees | Minimum Balance to Earn Dividends | Annual Percentage Yield |
|---|---|---|---|---|
| Share / Savings (001)1 |
$5 | $5 |
$100 - $499 |
0.25% |
| $500+ | 0.50% | |||
| Club Accounts (030) |
$1 | $0 |
$100 - $499 |
0.25% |
| $500+ | 0.50% | |||
|
IRAs |
$100 | $100 | $100 | 2.25% |
| Account Type | Minimum to Open Account | Minimum Balance to Avoid Fees | Minimum Balance to Earn Dividends | Annual Percentage Yield |
|---|---|---|---|---|
| Basic Checking (008) |
$15 | N/A |
N/A |
0.00% |
| Select Checking (009) |
$15 | $500 |
$1,000 - $4,999 |
0.25% |
| $5,000+ | 0.50% | |||
| Invest Checking (010) |
$15 | $2,500 | $2,500 - $24,999 | 0.75% |
| $25,000 - $99,999 | 1.75% | |||
| $100,000 - $249,999 | 2.25% | |||
| $250,000+ | 2.75% |
| Certificate Term2 | Minimum to Open Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 36 Month Certificate (1036) |
$100,000 | 4.31% |
4.40% |
| $25,000 | 4.12% | 4.20% | |
| $1,000 | 3.93% | 4.00% | |
| 24 Month Certificate (1024) |
$100,000 | 4.31% |
4.40% |
| $25,000 | 4.12% | 4.20% | |
| $1,000 | 3.93% | 4.00% | |
| 12 Month Certificate (1012) |
$100,000 | 4.41% | 4.50% |
| $25,000 | 4.22% | 4.30% | |
| $1,000 | 4.02% | 4.10% | |
| 6 Month Certificate (1006) | $100,000 | 3.35% | 3.40% |
| $25,000 | 3.15% | 3.20% | |
| $1,000 |
2.96% |
3.00% |
**Certificate Rate Special APY = Annual Percentage Yield. Rate effective as of August 9, 2023. Dividend rate = 5.03%. Penalties for early withdrawals may apply. Penalties or applicable fees may reduce your earnings. Accounts must be opened with $10,000 minimum opening balance to earn APY. Offer may end at any time without notice. Membership eligibility is required. This credit union is federally insured by the National Credit Union Administration.
*All rates are subject to change without notice. Fees can reduce earnings on account. Share account dividends are earned on the entire account balance once the account reaches minimum balance to earn dividends.
¹Minimum balance required to maintain credit union membership.
²A penalty will be imposed for early withdrawal. Certificate rates are fixed for the term of the account.
