¹A penalty will be imposed for early withdrawal. Certificate rates are fixed for the term of the account.
²APY = Annual Percentage Yield. Rate effective as of November 21, 2022, for individuals 21 and younger. Penalties for early withdrawals may apply. Penalties or applicable fees may reduce your earnings. Dividend Rate is 4.89%. Limit one account per member. Accounts must be opened with $100 minimum opening balance and $1,000 maximum balance. Term for youth certificate is 12 months. This offer may end at any time without notice. This credit union is federally insured by the National Credit Union Administration.