Kids accounts

It’s never too early to start saving, investing, budgeting, and learning about financial products and services. We believe in developing smart money habits from an early age, which is why we offer free checking accounts for kids. Children under the age of 18 may need a parent or guardian as a joint account holder for checking accounts; however, they do not need a parent or guardian as a joint account holder for savings accounts. 

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Student checking accounts

Our Student Advantage checking account is designed to meet the financial needs of young adults between the ages of 16-21. To qualify you must be a high school or college student. With this account, young adults do not need a parent or guardian listed as a joint owner on the account. Enjoy no monthly service fee and a ¼% discount on loans. 

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Youth certificates

We offer high-yield youth certificates for our members age 21 and younger. With a $100 minimum deposit and a yield of 6.00% APY¹, it’s easy for kids to see their money grow faster.

 
 
 
 

School branches

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Panther
Branch

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Wildcat
Branch

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Warrior
Branch

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Huskie
Branch

Another way we support financial literacy and awareness is through our school branch initiatives. We were the first credit union in the Richmond area to open branches in area schools. Currently we operate four branches at the following schools: Deep Run High School, Hermitage High School, Henrico High School, and Holman Middle School. Although these branches are not open to the public, they operate like our large public branches…and they are completely run by students who are supervised by our Financial Education Manager.

For more information about our kids and youth accounts, student branches or to open a kids or student account, contact us today.

 

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¹APY = Annual Percentage Yield. Rate effective as of June 15, 2016 for individuals 21 and younger. Penalties for early withdrawals may apply. Penalties or applicable fees may reduce your earnings. Dividend Rate is 5.84%. Limit one account per member. Accounts must be opened with $100 minimum opening balance and $1,000 maximum balance. Term for youth certificate is 12 months. This offer may end at any time without notice. This credit union is federally insured by the National Credit Union Administration.