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Digital Banking


Kids Accounts - Join the Roo Crew

It’s never too early to start saving. Bellwood Credit Union believes in developing smart money habits from an early age, which is why we offer free checking accounts for kids. Children under the age of 18 may need a parent or guardian as a joint account holder for checking accounts. 

Ms. Roosalina wants to help Penny, Kash and the kids in the Greater Richmond area learn how to save money. Join the Roo Crew for their adventure in the Greater RVA. Pick up your children's prize map and start making deposits. For every deposit, a child receives a punch on their card. They can turn in their punch card for prizes and Roo Bucks.  

Read with Sir Elkington

Reading is a great way to see the world from where you are!  We hope you join us again this summer for our Summer Reading program. Get your child started today, print out the Reading Outdoor Guidebook and your child can create a unique experience with every book they read. Submit a picture of your child's completed guidebook to to earn prizes.

Print activities to get started!


Student Advantage Checking Account

Our Student Advantage checking account is designed to meet the financial needs of young adults under the age of 21. With this account, young adults under 18 must have a parent or legal guardian listed as a joint owner. For those over the age of 18, they may have an account in their name only. 

  • Age 21 or younger with Basic Checking
  • No monthly service fee
  • 0.25 discount on auto loans
  • Mobile Banking
  • Mobile Deposit
  • Visa® Debit Card
  • 30,000 ATMs nationwide

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High-Yield Youth Certificates

We offer high-yield youth certificates for our members who are 21 and younger. With a $100 minimum deposit and a yield of 5.00% APY¹, it’s easy for kids to see their money grow faster.

  • $100 Minimum
  • $1,000 Maximum Deposit
  • For individuals 21 and younger

For more information about our youth savings accounts, the Roo Crew, or student accounts, contact us today.

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¹APY = Annual Percentage Yield. Rate effective as of June 15, 2016, for individuals 21 and younger. Penalties for early withdrawals may apply. Penalties or applicable fees may reduce your earnings. Limit one account per member. Accounts must be opened with $100 minimum opening balance and $1,000 maximum balance. Term for youth certificate is 12 months. This offer may end at any time without notice. Rates are subject to change.This credit union is federally insured by the National Credit Union Administration. 2$10 replacement fee for new card.